Taxi Policy

New partnership brings you gadget cover

What’s covered

The unique benefits Supercover are offering to your Taxi policyholders includes:

  • Cover up to the value of £1,000 per policy
  • Theft (including from secured vehicle)
  • Accidental Damage
  • Liquid Damage
  • Malicious Damage
  • Worldwide International Cover (for 90 days per 365 days)
  • Free backup and live Sync on all policies.

What’s not covered

It’s important to note the following significant exclusions/limitations:

There is no cover for extended warranty.

Theft of a gadget from a vehicle containing passengers will only be covered if the items, when not in use is concealed on or about the person, or concealed in a closed internal compartment.

The maximum amount payable under this policy is £1000 in any period of insurance.

All gadgets must be less than 36 months old at policy inception.

What is classified as a gadget?

A gadget is describe as a ‘portable electronic device’ bought in the UK and up to a value of £1,000. This includes:

  • Mobile Phones and iPhones
  • Tablets and iPads
  • Sat-Nav Units
  • Two-Way Radio or Handheld Radios
  • Header Unit (the job sender terminal)
  • Laptops, Tablets and iPads
  • MP3, MP4 Players and iPod
  • Cameras and eReaders

Please note that we cover most everyday gadgets, however some exclusions do apply. Please contact John Fannon or telephone 07956 113600 if you are unsure.

Excess Fees:

  • £25 for any claim made for a gadget up to the value of £250 (when new).
  • £50 for any claim made for a gadget between the values of £251 - £500 (when new).
  • £75 for any claim made for a gadget over the value of £501 (when new). 

Important Information:

  • The cover is for portable devices only and would not apply to fixed-installation items such as an installed journey meter - or built in car-FM radio.
  • There is a single article limit of £1000.
  • There is no limit on number of claims but the maximum liability is the overall cover value.
  • Theft from unattended vehicle is covered - as long as vehicle is secured and there is evidence of forcible entry.
  • Portable gadgets left unattended in vehicle must be concealed (glovebox, boot etc) and not left in plain view.
  • Free gadget cover will only be given while having a current/valid taxi policy with Markerstudy. Cover is free at inception and each subsequent renewal and continues to be free as long as the valid taxi policy is in force.
  • There is no need for the devices to be individually registered.
  • We will need evidence of ownership in the event of a claim i.e. a valid receipt.
  • We will only cover gadgets bought in the UK and with a valid receipt.