New partnership brings you gadget cover
What’s covered
The unique benefits Supercover are offering to your Taxi policyholders includes:
- Cover up to the value of £1,000 per policy
- Theft (including from secured vehicle)
- Accidental Damage
- Liquid Damage
- Malicious Damage
- Worldwide International Cover (for 90 days per 365 days)
- Free backup and live Sync on all policies.
What’s not covered
It’s important to note the following significant exclusions/limitations:
There is no cover for extended warranty.
Theft of a gadget from a vehicle containing passengers will only be covered if the items, when not in use is concealed on or about the person, or concealed in a closed internal compartment.
The maximum amount payable under this policy is £1000 in any period of insurance.
All gadgets must be less than 36 months old at policy inception.
What is classified as a gadget?
A gadget is describe as a ‘portable electronic device’ bought in the UK and up to a value of £1,000. This includes:
- Mobile Phones and iPhones
- Tablets and iPads
- Sat-Nav Units
- Two-Way Radio or Handheld Radios
- Header Unit (the job sender terminal)
- Laptops, Tablets and iPads
- MP3, MP4 Players and iPod
- Cameras and eReaders
Please note that we cover most everyday gadgets, however some exclusions do apply. Please contact John Fannon or telephone 07956 113600 if you are unsure.
Excess Fees:
- £25 for any claim made for a gadget up to the value of £250 (when new).
- £50 for any claim made for a gadget between the values of £251 - £500 (when new).
- £75 for any claim made for a gadget over the value of £501 (when new).
Important Information:
- The cover is for portable devices only and would not apply to fixed-installation items such as an installed journey meter - or built in car-FM radio.
- There is a single article limit of £1000.
- There is no limit on number of claims but the maximum liability is the overall cover value.
- Theft from unattended vehicle is covered - as long as vehicle is secured and there is evidence of forcible entry.
- Portable gadgets left unattended in vehicle must be concealed (glovebox, boot etc) and not left in plain view.
- Free gadget cover will only be given while having a current/valid taxi policy with Markerstudy. Cover is free at inception and each subsequent renewal and continues to be free as long as the valid taxi policy is in force.
- There is no need for the devices to be individually registered.
- We will need evidence of ownership in the event of a claim i.e. a valid receipt.
- We will only cover gadgets bought in the UK and with a valid receipt.